Rob Bowen, Author at Patriotic Insurance Group

Insurance

How Much Does Commercial General Liability Insurance Cost in NY?

When you own a business in New York, protecting it from lawsuits and unexpected claims is not just smart; it's…

Rob BowenSeptember 22, 2025

Insurance

Guide to Key Person Insurance: What Is the Purpose & Who Needs It

Every successful business has at least one person whose knowledge, skills, or relationships are central to its success. It might…

Rob BowenSeptember 8, 2025

Insurance

What Factors Determine the Cost of Business Insurance Premiums?

Business insurance protects your company from financial loss due to unexpected events. Whether you run a construction firm, a boutique,…

Rob BowenAugust 18, 2025

Insurance

What Does Home Insurance Cover in NY? A Guide for Homeowners

If you’ve ever asked yourself, “What is covered in home insurance?”, especially in a state as diverse and storm-prone as…

Rob BowenAugust 4, 2025

Insurance

What is Cyber Liability Insurance? And Why is it So Important?

In today’s interconnected world, a strong online presence is essential for business success. However, this digital dependence also significantly increases…

Rob BowenJuly 21, 2025

Insurance

5 Reasons You Need Renters Insurance in NY

Renting an apartment or house in New York? You might think your landlord's insurance covers everything, but that's usually not…

Rob BowenJuly 7, 2025

Insurance

The Cost of Being Uninsured: Real-Life Consequences for Homeowners & Business Owners

The cost of being uninsured can be devastating when disaster strikes unannounced. It may be arson, a medical emergency, business…

Rob BowenJune 16, 2025

New York renter sitting in a cozy apartment, reviewing renters' insurance documents

Homeowners Insurance Insurance

How to Protect Your Home While on Vacation: Essential Home Insurance Tips

Imagine coming home after a relaxing vacation, only to find that your home has been vandalized or broken into, and,…

Rob BowenJune 2, 2025

Small business owner standing outside their shop, reviewing commercial property insurance coverage

Business Insurance

Business Auto Insurance vs. Personal Auto Insurance: What’s the Difference?

If you use your personal car to run errands for your business, you may think your personal auto insurance has…

Rob BowenMay 19, 2025

Business owner meeting with insurance agent to discuss liability coverage options

Business Insurance Insurance Risk Management

How to Reduce Liability Risks for Small Businesses in NY, NJ, & PA

Small business owners in New York, New Jersey, or Pennsylvania face unique challenges regarding liability risk. From employment issues to slip-and-fall accidents,…

Rob BowenMay 5, 2025