The Risk Management Action Plan.

Our solution to make your workplace safer and protect your bottom line.

When it comes to Worker’s Compensation insurance, it is important to understand what is within your control. Our Risk Management process is built with this in mind, focusing on the areas that will lead to results both in your business’ day to day operation and on your bottom line. This process begins with our Risk Management Action Plan. This document lays out the foundation of our program, including initial audits, planning structure, and what information we make available to you. With this initial planning, we can set the framework for a safer and more capable workplace.

From there, we institute safety programs, streamline paperwork management, and build out a unique plan for your business’ needs. We focus not only on making your workplace safer and more efficient, but also on ensuring that you receive proper credit for these programs when it comes time for renewal. This is done through taking action to lower your Experience Modification Factor.

The Experience Modification Factor (Mod for short) is a ranking of your business’s loss history against other businesses in your industry. Many factors go into this calculation, and our plan targets those factors that are most effective in lowering your premium cost. If you’d like more details on what these factors are and how we handle them, fill out the form below for a free consultation. We’ve seen the results this program can accomplish, and we would be thrilled to bring these results to you!